Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 1 - 10 of 471
Apr 01, 2026 Michael E. Romero
Section 522(g) prevents a debtor from claiming an exemption in property that a trustee recovers if the transfer by the debtor was voluntary. In other words, a debtor cannot claim a homestead exemption.....
Mar 30, 2026 Gary A. Spraker
To avoid an inequitable result, the Ninth Circuit Bankruptcy Appellate Panel relied on fundamental principles about secured claims in chapter 7 to conclude that an order declaring a secured claim to.....
Mar 13, 2026 Robert M. Matson
Differing with opinions by two bankruptcy judges in the Middle District of Georgia in 1987 and 1988, Bankruptcy Judge Robert M. Matson of Macon, Ga., decided that fees for a standing chapter 12.....
Unless all of a private student loan was used for “qualified higher education expenses,” none of the loan is nondischargeable under Section 523(a)(8)(B). The Ninth Circuit Bankruptcy Appellate Panel.....
Mar 03, 2026 Carl L. Bucki
On an issue where the courts are split, Chief Bankruptcy Judge Carl L. Bucki of Buffalo, N.Y., decided that the Supremacy Clause precludes the court from honoring a property execution delivered to a.....
Feb 26, 2026 Rachel M. Blise
Joining what she called the “vast majority of courts,” Bankruptcy Judge Rachel M. Blise of Milwaukee decided that an inheritance received more than 180 days after filing becomes part of the chapter 13.....
Feb 17, 2026 Robert H. Jacobvitz
If the debtor received a discharge of personal liability on a home mortgage in a prior bankruptcy, subsequently confirming a chapter 13 plan and keeping the home may not be a piece of cake, as.....
Jan 29, 2026 Philip Bentley
Employing strategies for several years to avoid paying income taxes can make the debts nondischargeable under Section 523(a)(1)(C), even for taxes due more than three years before bankruptcy. Bankruptc.....
Jan 20, 2026 n/a
On an important issue about judicial estoppel in bankruptcy cases, the Fifth Circuit handed down a nonprecedential opinion on January 13 raising exactly the same issue coming before the Supreme Court.....
Jan 14, 2026 M. Ruthie Hagan
Last week, we reported on how Bankruptcy Judge M. Ruthie Hagan of Memphis, Tenn., interpreted the Supreme Court’s Till decision to mean that a fully secured holder of a second mortgage to be paid in.....