M. Ruthie Hagan

Debtor’s Counsel Pays Lender’s Attorneys’ Fees for Filing Plan with 0% Interest

Bankruptcy Judge Hagan halted the practice of a chapter 13 debtor’s counsel who always filed plans with 0% interest for secured creditors.

Till Interpreted to Mean that the T Bill Rate Plus 1.5% Was Proper for Cramdown

Bankruptcy Judge Hagan explains why Till doesn’t necessarily require starting with the prime rate in cramming down a secured creditor in chapter 13.

Sometimes, a Federal Tax Lien Will Never Be Enforceable in Bankruptcy

Congress left a gap in the statute for perfecting a tax lien on personal property against someone who has no ascertainable residence.