Letter to the Editor

The article "Planning for Change: Credit Counseling at the Threshold of Bankruptcy" (last month's ABI Journal) by Gordon Bermant and Ed Flynn of the EOUST elevates the dialogue about credit counseling agencies and their place in a new world of bankruptcy reform to a

Dear Editor: A study by Thomas Neubig of Ernst & Young in July took issue with the bankruptcy gender analysis that Teresa A. Sullivan and Elizabeth Warren prepared. Neubig hoped that his more "accurate information" would "provide the foundation for decision-making on