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Ghosts of Individual Chapter 11 Debtors Ethical Issues in Representing Debtors in Individual Chapter 11s under BAPCPA Part I

This article honors (or dishonors) one of bankruptcy's greatest pieces of literature, A Christmas Carol, by Charles Dickens. 1 Early in the story, one of the most famous individual debtors in history, Jacob Marley, the former partner of Ebenezer Scrooge, is featured as

What Is a Briefing and Will It Reduce Filings

In order for an individual to be a debtor under BAPCPA, he or she must first comply with the credit counseling provisions of §109(h). Under this new provision, a debtor is required to receive an individual or group briefing from an approved nonprofit budget and credit