2002

The choice of chapter by consumer filers cannot be reliably predicted by economic differences among jurisdictions or by legal differences such as the variance in state exemption levels. 2 In order to explain why, for example, chapter 13 cases account for 70 percent of

Last summer, Prof. Robert M. Lawless of the University of Missouri-Columbia published an excellent paper on the relationship between non-business bankruptcy filings and consumer debt load, including mortgages, titled The Relationship Between Non-business Bankruptcy

When can debtors avoid judicial liens impairing their bankruptcy exemptions in a homestead? Does state law have an effect? Does it make a difference when the debtor acquired an interest in the property? These and other questions were thoroughly discussed in the Spring