Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 1 - 10 of 359
Unless all of a private student loan was used for “qualified higher education expenses,” none of the loan is nondischargeable under Section 523(a)(8)(B). The Ninth Circuit Bankruptcy Appellate Panel.....
Mar 05, 2026 O. Rogeriee Thompson
To deny an individual’s discharge under Section 727(a)(5) for failure “to explain satisfactorily” a loss of assets, the First Circuit held that the missing assets need not be substantial. Objecting to.....
Feb 09, 2026 n/a
Based on the broad definition given the word “claim,” a creditor has standing to bring a nondischargeability suit against an individual debtor for embezzlement when the debtor didn’t embezzle from the.....
Jan 15, 2026 Martin Glenn
A judgment not yet entered nonetheless may be declared nondischargeable as a “willful and malicious injury” under Section 523(a)(6). In his January 8 opinion, New York’s Bankruptcy Judge Martin Glenn.....
Dec 09, 2025 Jeffery A. Deller
Sometimes, it’s impossible to find precedent for a self-evident proposition. Here’s one where you won’t have that problem: A chapter 13 debtor cannot pay nondischargeable debt in full while paying.....
Oct 10, 2025 Rachel M. Blise
When a bank had personal guarantees from both the husband and wife, the bank had only one claim in the couple’s joint chapter 7 case, for reasons explained by Bankruptcy Judge Rachel M. Blise of.....
Sep 18, 2025 M. Margaret McKeown
Affirming the Bankruptcy Appellate Panel, the Ninth Circuit explained why the costs of an attorney’s disciplinary proceeding are not dischargeable in California. Paradoxically, similar costs from.....
Sep 17, 2025 Philip Bentley
In a nontraditional household, what should a debtor report for income, expenses, and household size? In a nontraditional household, should a nondebtor’s income be scheduled as part of the debtor’s.....
Sep 11, 2025 Denise E. Barnett
If a chapter 13 debtor dies before confirmation, it stands to reason that the case should be dismissed because the debtor can’t file a plan, has no regular income and can’t be examined by creditors. Th.....
Sep 04, 2025 n/a
Aligning itself with the Fifth Circuit plus dicta from the Second Circuit and the Supreme Court, the Eleventh Circuit held in a nonprecedential opinion that a bankruptcy court, and by extension a.....