Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 21 - 30 of 193
Jan 29, 2025 Gary Spraker
The Ninth Circuit Bankruptcy Appellate Panel explained why “extremely narrow relief [is] available to a chapter 13 debtor who files bankruptcy to save [her] property after confirmation of a judicial.....
Dec 18, 2024 Michael S. Nachmanoff
A district judge in Virginia held that a debtor’s appeal from an order confirming the debtor’s chapter 13 plan was equitably moot. In his December 11 opinion, District Judge Michael S. Nachmanoff of.....
Dec 06, 2024 Rosemary Gambardella
At least in the Third Circuit, it’s permissible for a bankruptcy judge to give the debtor a grace period to cure a default beyond the five-year life of a chapter 13 plan, according to a decision by a.....
Laying the groundwork for the Supreme Court to grant certiorari and resolve a circuit split, the Ninth Circuit ruled that voluntary contributions to a retirement plan are not counted as disposable.....
Nov 04, 2024 Laura K. Grandy
Questions under chapter 13 can be complex, but the issue confronting Bankruptcy Judge Laura K. Grandy of East St. Louis, Ill., was off the charts. Two people purchased a car together, taking title in.....
Oct 31, 2024 Peter C. McKittrick
Since the CARES Act has expired, the bankruptcy court cannot now amend a confirmed chapter 13 plan while retaining an 84-month duration of the plan. For reasons explained in an opinion by Bankruptcy.....
Oct 25, 2024 Brian C. Walsh
Although his decision favored the debtor, an opinion by Bankruptcy Judge Brian C. Walsh of St. Louis shows how citizens with low incomes are poorly served by the Bankruptcy Code and meager state.....
Oct 24, 2024 Mildred Cabán Flores
The broad language in Harris v. Viegelahn, 575 U.S. 510 (2015), does not obviate a chapter 13 trustee’s obligation duty to pay administrative expenses when a chapter 13 case is converted to chapter 7.....
Sep 10, 2024 Christopher J. Panos
Bankruptcy Judge Christopher J. Panos of Boston joined the majority of courts by holding that a Subchapter V plan may affect a mortgage even when the debtor was not a maker of the mortgage and is not.....
Aug 19, 2024 Albert Diaz
In a chapter 13 case, the local rules barred chapter 13 debtors’ plans from revesting estate property in the debtor until final decree. The bankruptcy court refused to confirm a plan with a provision.....