Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 1 - 10 of 37
Mar 30, 2026 Gary A. Spraker
To avoid an inequitable result, the Ninth Circuit Bankruptcy Appellate Panel relied on fundamental principles about secured claims in chapter 7 to conclude that an order declaring a secured claim to.....
Jun 03, 2025 James L. Robart
If a debtor sues in federal district court seeking money damages for violating the automatic stay, the debtor is entitled to a jury trial. Right? Wrong! Under Granfinanciera v. Nordberg, 492 U.S. 33.....
May 30, 2025 William A. Fletcher
Avoiding a split of circuits, the Ninth Circuit affirmed the Bankruptcy Appellate Panel by holding that the exception in Section 1322(c)(2) permits a chapter 13 debtor to bifurcate a home mortgage.....
Jan 29, 2025 Gary Spraker
The Ninth Circuit Bankruptcy Appellate Panel explained why “extremely narrow relief [is] available to a chapter 13 debtor who files bankruptcy to save [her] property after confirmation of a judicial.....
Aug 01, 2024 Daniel A. Bress
In a case of first impression among the circuits, the Ninth Circuit held that misrepresentations made by individuals in chapter 11 about the value of a home will allow a later chapter 7 trustee to.....
Nov 20, 2023 Robert J. Faris
When a home mortgage matures before the final payment under a chapter 13 plan, the debtor may bifurcate the mortgage into a secured and an unsecured claim, only paying the secured claim in full, the.....
Oct 18, 2023 Christopher M. Klein
Once a debtor has completed plan payments, the bankruptcy court has power under Bankruptcy Rule 7070 to clear title by removing liens that were stripped off in the debtor’s chapter 13 plan. In.....
Sep 15, 2023 n/a
Finding neither constitutional nor prudential standing to appeal, the Ninth Circuit permitted a chapter 7 trustee to sell a home out from underneath the debtors when the home was worth less than the.....
Aug 02, 2023 Michael D. Hawkins
Splitting with the Tenth Circuit, a divided panel on the Ninth Circuit held that the post-petition appreciation in the value of a home belongs to creditors when a chapter 13 debtor converts the case.....
Nov 23, 2022 Edward M. Chen
To avoid forcing a debtor to pay the same tax lien twice, the majority on a Ninth Circuit panel held that a trustee may not avoid a lien securing a tax penalty and preserve the avoided lien for the.....