Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 11 - 20 of 365
Aug 22, 2025 Robert H. Jacobvitz
The automatic stay did not protect an individual debtor from the creditor’s collection of a $20,000 award of liquidated damages for the debtor’s violation of a prepetition state court injunction, nor.....
Jul 07, 2025 Scott H. Gan
When fraud results in the loss of discharge, it doesn’t necessarily also limit the amount of a state homestead exemption under Section 522(q)(1)(B)(ii), as shown by an opinion from the Ninth Circuit.....
Jul 02, 2025 Gary Spraker
The Ninth Circuit Bankruptcy Appellate Panel painted itself into a corner in 2002 when it held that a bankruptcy court has no discretion to modify a discharge injunction under Section 524(a). To avoid.....
Jun 26, 2025 Christopher M. Klein
Counsel in California, beware: The state’s reciprocal fee-shifting statute means that the losing side — whether it be the debtor, the trustee or the creditor — pays the adversary’s attorneys’ fees if.....
Jun 18, 2025 Robert J. Faris
An attorney’s disciplinary proceeding offends neither the automatic stay nor the discharge injunction, for reasons explained by the Ninth Circuit Bankruptcy Appellate Panel. The same is true even when.....
Jun 04, 2025 Robert J. Faris
Sometimes, a trustee and a trustee’s professionals can be paid more than the distribution to unsecured creditors. Explaining when the phenomenon may occur, Bankruptcy Judge Robert J. Faris said in his.....
Jun 03, 2025 James L. Robart
If a debtor sues in federal district court seeking money damages for violating the automatic stay, the debtor is entitled to a jury trial. Right? Wrong! Under Granfinanciera v. Nordberg, 492 U.S. 33.....
May 30, 2025 William A. Fletcher
Avoiding a split of circuits, the Ninth Circuit affirmed the Bankruptcy Appellate Panel by holding that the exception in Section 1322(c)(2) permits a chapter 13 debtor to bifurcate a home mortgage.....
May 13, 2025 Robert H. Jacobvitz
Bankruptcy Judge Robert H. Jacobvitz of Albuquerque, N.M., described a circumstance when an individual debtor is entitled to pursue an appeal after conversion of a chapter 11 case to chapter 7. The.....
May 07, 2025 Gary Spraker
The actions of a 13-year-old boy resulted in a $1 million default judgment against the parents based on vicarious liability. Unwilling to expand the Bartenwerfer holding, the Ninth Circuit Bankruptcy.....