Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 11 - 20 of 390
Jun 30, 2025 Nancy B. King
Unlike the majority of courts, the Sixth Circuit doesn’t permit a chapter 13 debtor to surrender collateral, modify a confirmed plan and classify the deficiency as an unsecured claim. Bound by Sixth.....
Jun 26, 2025 Christopher M. Klein
Counsel in California, beware: The state’s reciprocal fee-shifting statute means that the losing side — whether it be the debtor, the trustee or the creditor — pays the adversary’s attorneys’ fees if.....
Jun 18, 2025 Robert J. Faris
An attorney’s disciplinary proceeding offends neither the automatic stay nor the discharge injunction, for reasons explained by the Ninth Circuit Bankruptcy Appellate Panel. The same is true even when.....
Jun 13, 2025 John E. Hoffman, Jr.
In the wake of Schwab v. Reilly, 560 U.S. 770 (2010), Bankruptcy Judge John E. Hoffman, Jr., of Columbus, Ohio, explained when a trustee must or cannot object to a homestead exemption claiming “100%.....
Jun 04, 2025 Robert J. Faris
Sometimes, a trustee and a trustee’s professionals can be paid more than the distribution to unsecured creditors. Explaining when the phenomenon may occur, Bankruptcy Judge Robert J. Faris said in his.....
Jun 03, 2025 James L. Robart
If a debtor sues in federal district court seeking money damages for violating the automatic stay, the debtor is entitled to a jury trial. Right? Wrong! Under Granfinanciera v. Nordberg, 492 U.S. 33.....
Jun 02, 2025 Maria L. Oxholm
If a debtor’s income falls below the median after filing and before confirmation, the chapter 13 debtor is entitled to lower the monthly payments and shorten the term of the plan to 36 months, for.....
May 30, 2025 William A. Fletcher
Avoiding a split of circuits, the Ninth Circuit affirmed the Bankruptcy Appellate Panel by holding that the exception in Section 1322(c)(2) permits a chapter 13 debtor to bifurcate a home mortgage.....
May 07, 2025 Gary Spraker
The actions of a 13-year-old boy resulted in a $1 million default judgment against the parents based on vicarious liability. Unwilling to expand the Bartenwerfer holding, the Ninth Circuit Bankruptcy.....
Apr 29, 2025 n/a
Personal misconduct unrelated to someone’s activities as a chapter 7 trustee can result in removal as a panel trustee for “cause” under Section 324(a), according to a nonprecedential opinion from the.....