Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 1 - 10 of 48
Dec 02, 2025 Noah G. Hillen
A chapter 13 debtor can’t be required to turn over tax refunds to the trustee when the plan pays creditors in full, for reasons explained by Chief Bankruptcy Judge Noah G. Hillen of Boise, Idaho. A.....
Mar 28, 2025 Xavier Rodriguez
Reversing the bankruptcy court, a district judge in San Antonio explained why making estimated tax payments isn’t a fraudulent transfer to the Internal Revenue Service. For 2020, a couple’s tax.....
Feb 09, 2024 Noah G. Hillen
If a trustee recovers an estate asset after the debtor made their last payment under a chapter 13 plan, the recovery goes to the debtor in the absence of a provision in the plan directing the asset to.....
Oct 04, 2023 Shad M. Robinson
Student loans consolidated after filing cannot be discharged even on a showing of “undue hardship,” for reasons explained by Bankruptcy Judge Shad M. Robinson of Austin, Texas. The debtor filed a.....
Jul 20, 2023 Robert L. Jones
The commission of a serious crime doesn’t necessarily give rise to a nondischargeable debt, as Bankruptcy Judge Robert L. Jones of Lubbock, Texas, explained in an opinion on July 7. The opinion shows.....
Jun 09, 2023 Lee Yaekel
If a chapter 7 trustee succeeds with a clever argument in the Fifth Circuit, whole life policies will not be exempt in Texas. The trustee’s argument failed to convince Bankruptcy Judge Craig A.....
Apr 13, 2023 Marvin Isgur
Courts are split three ways on whether chapter 13 debtors can make contributions to 401(k) plans. Some courts permit none whatsoever, while others permit contributions no larger than what the debtor.....
Mar 16, 2023 Joseph M. Meier
An individual bankrupt’s interest in a limited partnership is akin to an option and isn’t an executory contract subject to automatic rejection 60 days after filing, according to Chief Bankruptcy Judge.....
Mar 15, 2023 Lee Yaekel
Two bankruptcy judges in Texas have now rejected clever arguments that would have effectively overruled the Texas legislature and terminated the state exemption for owners and beneficiaries of life.....
Feb 10, 2023 Joshua P. Searcy
The settlement of a lawsuit where the debtor does not expressly admit liability may nevertheless result in automatic nondischargeability under Section 523(a)(19) if the complaint was properly drafted.....