Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 1 - 10 of 141
Mar 24, 2026 Paul V. Neimeyer
In a split decision, the Fourth Circuit upheld Bankruptcy Judge Paul M. Black, who had denied a motion to compel arbitration in a purported class action alleging violations of the automatic stay in.....
Feb 27, 2026 Pamela W. McAfee
Some exemption planning is permissible, but Bankruptcy Judge Pamela W. McAfee of Raleigh, N.C., had a case where it went too far. Indeed, marriage can be a badge of fraud. In an opinion on February 13.....
Dec 11, 2025 Pamela W. McAfee
For debtors in chapter 7, the sale of cryptocurrency is considered “income” in the calculation of current monthly income and in deciding whether there is a presumption of abuse, in the eyes of.....
Jul 18, 2025 Pamela W. McAfee
Believe it or not, a debtor can have a homestead exemption in property in another country, even when the debtor doesn’t live there. Bankruptcy Judge Pamela W. McAfee explained how it works in a July 7.....
Jul 10, 2025 DeAndrea Gist Benjamin
Forget about advice of counsel; advice from a banker was enough to negate a finding of fraudulent intent, as shown by a July 1 opinion from the Fourth Circuit. A father made a will specifying the.....
May 12, 2025 Robert A. Mark
The exception in the automatic stay for “domestic violence” applies to claims for sexual abuse arising decades earlier, not only to claims of imminent or ongoing sexual abuse, says Bankruptcy Judge.....
May 05, 2025 Scott M. Grossman
Ruling on an issue that has “has divided and confounded bankruptcy courts for years,” Bankruptcy Judge Scott M. Grossman of Fort Lauderdale, Fla., decided that the “notice” referred to in Bankruptcy.....
Mar 26, 2025 Robert S. Ballou
A district judge in Roanoke, Va., ruled that Bankruptcy Judge Paul M. Black did not abuse his discretion in denying a motion to compel arbitration in a purported class action alleging violations of.....
Mar 14, 2025 Pamela W. McAfee
On a question where the bankruptcy courts are divided, Bankruptcy Judge Pamela W. McAfee of Raleigh, N.C., sided with the majority in holding that a chapter 13 debtor does not have standing to compel.....
Dec 23, 2024 John L. Badalamenti
While it’s beginning to look at lot like Christmas, it’s also beginning to look like the accrual test will decide whether a claim belongs to the debtor, not to the debtor’s bankrupt estate. At the.....