Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,408 (all-time)
Covering all circuits
Showing 71 - 80 of 185
Feb 07, 2020 Juan R. Torruella
Ordinarily, there is a clear winner and a clear loser when a circuit court decides an appeal. In a dischargeability case involving allegedly false representations and pretenses, the First Circuit.....
Feb 05, 2020 William J. Kayatta Jr.
A bankruptcy court order awarding damages for willful violation of the automatic stay is a final order that must be appealed immediately, even if the court hasn’t yet ruled on how much the debtor is.....
Jan 15, 2020 Melvin S. Hoffman
The Bankruptcy Appellate Panel for the First Circuit used a case involving the split of authority over Section 1322(c)(1) to opine on the binding effect of a BAP opinion on a later BAP panel in the.....
Jan 02, 2020 A. Benjamin Goldgar
On a question where the lower courts are split, Bankruptcy Judge A. Benjamin Goldgar of Chicago took sides with the minority by holding that violating a PACA trust does not give rise to denial of.....
Dec 18, 2019 Frank H. Easterbrook
At least in Illinois, unused vacation pay is exempt as wages, no matter how much, according to Seventh Circuit Judge Frank H. Easterbrook. The debtor lost his job and filed bankruptcy one week later.....
Dec 17, 2019 n/a
A 3/2 decision by the Rhode Island Supreme Court shows that an inherited individual retirement account, or IRA, can be exempt in bankruptcy under state law even though it would not be exempt under.....
Dec 06, 2019 Amy J. St. Eve
As a matter of constitutional law, the Seventh Circuit reduced punitive damages from $3 million to $582,000 when the jury had awarded the debtor $582,000 in compensatory damages as a consequence of.....
Nov 25, 2019 Mary P. Gorman
A decision from Illinois highlights two flaws in the U.S. health care system: (1) Even with health insurance, medical bills can force someone into bankruptcy; and (2) if medical bills are “consumer”.....
Nov 15, 2019 Jeffrey R. Howard
The lower courts are divided on the issue, but the First Circuit is the first court of appeals to decide the question. The debtor was a fraudster sentenced to 10 years in prison for perpetrating a.....
Nov 14, 2019 Frank H. Easterbrook
The Seventh Circuit slammed the door on another theory used by bankrupt citizens of Chicago to avoid paying traffic tickets and parking fines incurred while in chapter 13. In March, the Chicago-based.....