When I Got Laid Off, I Applied for Unemployment Benefits: Was That a Mistake?

This session focuses on a very hot topic in consumer bankruptcy cases: debts owed by a debtor for overpayment of unemployment compensation. Learn about the automated process used by the State of Michigan Unemployment Insurance Agency. What can be discharged under § 523(a)(2)(A) and (a)(7)? What are the nondischargeability differences between chapters 7 and 13? Are the Agency’s procedures for contesting a determination of overpayments sufficient to create a collateral estoppel argument in a later bankruptcy case? The panelists educate the attendees both about the process used to obtain unemployment benefits and the potential issues that the payment of unemployment benefits can cause in a later bankruptcy case.