Consumer Bankruptcy

Rochelle’s Daily Wire

Expert analysis of the latest court decisions affecting consumer debtors — covering discharge, mortgage servicing, student loans, exemptions, and more.

Cases covered: 1,411 (all-time)
Covering all circuits
Showing 1 - 10 of 168
Apr 08, 2026 Michael E. Romero
Bankruptcy Judge Michael E. Romero of Denver slammed the door on clever arguments designed to prevent a homeowner from avoiding judicial liens that impair exemptions under Section 522(f). Saddled with.....
Apr 01, 2026 Michael E. Romero
Section 522(g) prevents a debtor from claiming an exemption in property that a trustee recovers if the transfer by the debtor was voluntary. In other words, a debtor cannot claim a homestead exemption.....
Mar 24, 2026 Paul V. Neimeyer
In a split decision, the Fourth Circuit upheld Bankruptcy Judge Paul M. Black, who had denied a motion to compel arbitration in a purported class action alleging violations of the automatic stay in.....
Mar 05, 2026 O. Rogeriee Thompson
To deny an individual’s discharge under Section 727(a)(5) for failure “to explain satisfactorily” a loss of assets, the First Circuit held that the missing assets need not be substantial. Objecting to.....
Jul 10, 2025 DeAndrea Gist Benjamin
Forget about advice of counsel; advice from a banker was enough to negate a finding of fraudulent intent, as shown by a July 1 opinion from the Fourth Circuit. A father made a will specifying the.....
May 01, 2025 Michael A. Fagone
While most courts more recently are allowing the debtor to dismiss a chapter 13 case even when creditors prefer conversion to chapter 7, a decision by Bankruptcy Judge Michael A. Fagone of Bangor.....
Apr 08, 2025 Charlotte N. Sweeney
Affirming Bankruptcy Judge Michael E. Romero, a district judge in Denver wrote an opinion standing for the proposition that a trustee may not liquidate estate property solely for the benefit of the.....
Mar 26, 2025 Robert S. Ballou
A district judge in Roanoke, Va., ruled that Bankruptcy Judge Paul M. Black did not abuse his discretion in denying a motion to compel arbitration in a purported class action alleging violations of.....
Mar 14, 2025 Pamela W. McAfee
On a question where the bankruptcy courts are divided, Bankruptcy Judge Pamela W. McAfee of Raleigh, N.C., sided with the majority in holding that a chapter 13 debtor does not have standing to compel.....
Dec 18, 2024 Michael S. Nachmanoff
A district judge in Virginia held that a debtor’s appeal from an order confirming the debtor’s chapter 13 plan was equitably moot. In his December 11 opinion, District Judge Michael S. Nachmanoff of.....